THE PROSPERITY FORMULA™
CALCULATOR

A practical system that helps dentists build wealth,
create financial independence, and move toward their preferred future.

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YOUR INFORMATION

Enter your assumptions below.

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In today's dollars
$
per month
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How many more years will you work?
years
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Used to estimate funding through age 94
age
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Current investment portfolio
$
↗
Expected annual rate of return
%
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Expected annual inflation rate
%

Educational estimate only. The model uses the expected real investment return (nominal return adjusted for inflation) to estimate the portfolio needed to support the desired retirement income while preserving principal. Taxes, fees, Social Security, pensions, and other income sources are excluded.

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YOUR RESULTS SUMMARY

Based on your inputs.

ESTIMATED PORTFOLIO NEEDED To fund your desired income through age 94 $0
CURRENT SAVINGS MAY GROW TOAt retirement$0
ADDITIONAL AMOUNT NEEDEDAt retirement$0
REQUIRED MONTHLY SAVINGSStarting amount, in today's dollars$0
DESIRED ANNUAL INCOMEIn today's dollars$0
CURRENT SAVINGS AT RETIREMENTFuture value without additional deposits$0
0% of goal
$0$0 Goal
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WHAT THIS MEANS

Adjust your assumptions to see how they influence your estimated path.

OPTIONAL COMPARISONPreserve Principal

Estimated portfolio at retirement if you want to support the same desired income without intentionally drawing down principal.

$0At retirement
Get your personalized results summary and detailed plan.
THE PROSPERITY FORMULA™
(GR − BE − PS) × (1 + R)N
GRGross
Revenues
BEBusiness
Expenses
PSPersonal
Spending
RRate of
Return
NNumber of
Years
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GROW YOUR REVENUE

Increase practice production and collections.

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MANAGE EXPENSES

Control business expenses for greater profitability.

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OPTIMIZE SPENDING

Align personal spending with your priorities.

%
EARN STRONG RETURNS

Invest wisely and let compounding work.

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EXTEND YOUR TIME

More time can dramatically impact your outcome.

WITH INTENTION. BY DESIGN.
Calculator developed by Mark Kleive, DDS · Contact